| |
Payment / Insurance
All payments are due at time of service unless other arrangements are made in advance.
We now take Visa, Mastercard and American Express.
We bill most insurance plans, though please note if you have a managed care plan, we very probably do not participate. You are responsible for copayments, deductibles, or amounts not covered by insurance.
We have Blue Cross Blue Shield PPO and Blue Options Providers.
We do see patients who are covered by their auto insurance or auto insurance PIP. We bill insurance, but as with all insurance, you are responsible for your co-payments.
We do accept Medicare, though please note that Medicare requires nearly a 50% copayment for mental health services. This may be covered by your Medicare Supplement.
We do see Worker's Compensation cases with proper prior authorization.
We cannot take or bill Medicaid.
We DO NOT take Health Options, Humana, Magellan or AvMed. Nor at this point do we ever wish to. Independent providers may take some of these plans, check with your insurance. If you have one of these managed care plans, you may choose to pay privately for services.
Since plans and participation constantly change, please call your insurance plan to determine if Clinical Psychology Associates of North Central Florida, P.A. or any of our specific providers are currently covered by your insurance plan.
Generally, if you do not have a HMO or managed care plan, and you have mental health benefits your insurance should cover some part of our services. If we are a participating provider your fee and co-payment will offer a discount relative to our usual and customary fees. If we are not a participating provider, you will be responsible for the difference between what insurance pays and our usual and customary fees.
Most insurance companies do not cover marital therapy. Billing for marital therapy as individual therapy is fraudulent, so if your plan does not cover it, don't ask us to do so. We encourage private payment for marital therapy to maximize confidentiality.
Alcohol and drug treatment benefits may be more limited in some plans than other mental health benefits.
Mental health benefits are usually subject to higher deductible, greater restrictions and higher co-payments than other health benefits. We don't make the rules. Some people this is wrong. If you think it is wrong, you may want to support legislation for mental health parity. Studies show such benefits usuall reduce overall healthcare costs.
Ernest J. Bordini, Ph.D. has been a provider for plans including Blue Cross Blue Shield PPC and Blue Options.
Since plans and participation constantly change, please call your insurance plan to determine if Clinical Psychology Associates of North Central Florida, P.A. and/or Dr. Bordini are currently covered by your insurance plan.
Please help support our clinic and this website by making a non-deductible contribution. This can be done by clicking the icon below and following instructions to contribute. Thank you!
|
|
